PEAKLIFE

By Kratika Agarwal

Owning one of the world’s most exclusive credit cards goes beyond merely having the financial means. Many of these prestigious cards are available only by invitation, with little-to-no clear criteria for how one might secure an invitation. Those who are fortunate enough to receive an invitation can enjoy benefits that are tailored for individuals who already lead an extraordinary life. These cards may offer exclusive concierge services, access to private jets, and VIP experiences, depending on the card.

From the newly introduced Axis Bank Primus Credit Card to the highly exclusive, invite-only SBI Aurum Credit Card, PEAKLIFE showcases a selection of premium credit cards designed for the ultra-wealthy. Take a look!

1. Axis Bank Primus Credit Card

(Image Credits : Axis Bank)

Axis Bank has introduced the Primus Credit Card as another premium choice in its exclusive card line. Designed to set a new standard in luxury, the Primus card is exclusively available by invitation to a select group of ultra-high-net-worth individuals. Cardholders can enjoy preferential access to over 10,000 top-tier restaurants worldwide, including coveted reservations at Michelin-starred establishments and the world’s top 50 dining destinations. In addition, the card provides curated global events, such as private art gallery tours, invitations to major sporting events, and exclusive fashion experiences hosted by personal shoppers. It also offers curated itineraries, including flying safaris and ski vacations, exclusive access to private jets and stays at luxury hotels.

Joining fee: ₹5,00,000/-

2. IndusInd Bank Indulge Credit Card

(Image Source: IndusInd Bank)

With a unique 22K gold inlay, the IndusInd Bank Indulge Credit Card is designed for those who appreciate the finer things in life. Its most striking feature is the absence of a pre-set spending limit, giving cardholders unparalleled spending power. The card offers exceptional perks, including INR 3,000 off dining bills twice a year at select restaurants, unlimited access to premium golf clubs, and a range of travel and entertainment privileges like 20% off airport transfers and fast-track immigration services in over 450 destinations.

Joining fee: ₹ 2,00,000/-

3. American Express Platinum Card

(Image Source: American Express)

The American Express Platinum Card offers a suite of premium benefits for frequent travellers and those seeking luxury. With access to exclusive lounges, complimentary airport transfers, and hotel perks, it caters to discerning individuals. Additionally, the card rewards points for every purchase, which can be redeemed for travel and lifestyle experiences. While the annual fee is significant, the comprehensive benefits, including concierge service and zero foreign transaction fees, make it a compelling option for those who prioritise convenience and exclusivity.

Joining Fee: ₹60,000/-

4. Axis Bank Reserve Credit Card

(Image Source: Axis Bank)

A credit card that provides premium offerings is specially designed for individuals with a high net worth. If you are someone who travels frequently, then its membership can offer you access to multiple perks, like unlimited domestic lounge visits and VIP assistance services. It’s a brilliant choice for golf lovers; the card offers perks as 50 free rounds for every year at some selected golf courses. Additionally, there are some other benefits, like ITC Culinaire Membership, Accorplus Membership, etc.

Joining Fee: ₹50,000/-

5. IDFC FIRST Private Credit Card

(Image Source: Card Insider)

The IDFC FIRST Private Credit Card offers a host of premium benefits for discerning cardholders. Enjoy unlimited access to international and domestic airport lounges and spas, complimentary railway lounge visits, Curated Taj Epicure Membership and 0% forex markup on international spending. Travel with peace of mind knowing you’re covered by comprehensive travel and air accident insurance. Indulge in exclusive privileges like complimentary golf rounds and lessons, and earn reward points on your purchases.

Joining Fee: ₹50,000/-

6. Axis Bank Burgundy Private Credit Card

Get exclusive benefits from another credit card offering by Axis Bank. The Axis Bank Burgundy Private Credit Card offers a luxurious lifestyle with exclusive benefits. Enjoy free EazyDiner Prime Membership for substantial savings at fine dining restaurants and tee off at your favourite golf courses with 50 complimentary rounds per year. Travel in style with complimentary airport visits and indulge in exclusive memberships to Club Marriott, Accor Plus, and Taj Epicure.

Joining Fee: ₹50,000/-

7. HDFC Infinia Credit Card (invite-only)

(Image Source: HDFC)

As an invite-only card, the HDFC Bank Infinia Credit Card offers unparalleled benefits that cater to the elite. Cardholders enjoy a world of privileges, including a 24×7 global concierge service that handles everything from golf bookings and private dining arrangements to international gift deliveries and VIP airport services. One of the standout features is the hotel stay benefits, particularly with ITC hotels. Additionally, the Club Marriott membership, which comes complimentary for the first year, provides 20% discounts on dining and stays across the Asia-Pacific region. For frequent travellers, the Infinia offers unlimited airport lounge access across 1,000+ airports worldwide, along with a competitive 2% foreign currency transaction fee.

Cover Credits : Freepik